... Evidence of Insurability

Evidence of Insurability (EOI) is documentation of a person's historical health events that is used by insurance companies to determine whether a person meets the definition of good health. An EOI form is required to increase employee life insurance coverage, add long term disability or long term care coverage, and to add certain dependents to medical coverage who were previously eligible, but not enrolled during the employee’s initial 31-day benefit election period.

 

The University of Texas Health Science Center at Houston
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Last updated August 29, 2008